{"filing":{"accession_number":"0000798941-26-000041","cik":"0000798941","ticker":"FCNCN","company_name":"FIRST CITIZENS BANCSHARES INC /DE/","form":"8-K","filing_date":"2026-10-23","report_date":"2026-10-23","primary_document":"fcnca-20261023.htm","primary_document_url":"https://www.sec.gov/Archives/edgar/data/798941/000079894126000041/fcnca-20261023.htm"},"events":[{"id":37410,"run_id":34484,"accession_number":"0000798941-26-000041","anchor_item_number":"2.02","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.97,"summary":"First Citizens BancShares disclosed third quarter 2026 earnings results on October 23, 2026, reporting net income of $606 million, adjusted net income of $652 million, and earnings per share of $51.23, along with comprehensive financial highlights including net interest income, noninterest income and expense, balance sheet metrics, credit quality, and capital ratios.","company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCN","filing_date":"2026-10-23","form":"8-K","submitted_at":null,"items":[{"id":42113,"accession_number":"0000798941-26-000041","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"First Citizens BancShares disclosed its third quarter 2026 earnings results on October 23, 2026, reporting net income of $606 million and earnings per share of $51.23. The press release and financial supplement are attached as exhibits and incorporated into Item 2.02, which is the standard Item for earnings releases. The disclosure includes comprehensive financial highlights, balance sheet summary, and credit quality metrics typical of a quarterly earnings announcement.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-23T10:33:24.179067+00:00","company_name":"","ticker":null,"filing_date":""},{"id":42114,"accession_number":"0000798941-26-000041","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"The filing discloses third quarter 2026 earnings results for First Citizens BancShares, including net income of $606 million, adjusted net income of $652 million, and earnings per share of $51.23. The news release reports comprehensive financial highlights covering net interest income, noninterest income and expense, balance sheet metrics, credit quality, and capital ratios. This is a standard quarterly earnings disclosure material to investors assessing the company's financial performance.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-23T10:33:24.179067+00:00","company_name":"","ticker":null,"filing_date":""}]},{"id":37411,"run_id":34484,"accession_number":"0000798941-26-000041","anchor_item_number":"8.01","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.65,"summary":"The Board authorized a $1.2 billion share repurchase program (the '2027 SRP') for Class A common stock in 2027, representing a discretionary capital return authorization that signals management's capital allocation priorities and confidence in valuation.","company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCN","filing_date":"2026-10-23","form":"8-K","submitted_at":null,"items":[{"id":42115,"accession_number":"0000798941-26-000041","item_number":"8.01","item_title":"Other Events.","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.65,"reasoning":"The Item 8.01 disclosure centers on the Board's authorization of a $1.2 billion share repurchase program (the \"2027 SRP\") for Class A common stock in 2027. While the news release also reports Q3 2026 earnings and mentions a $600 million repurchase in the current quarter, the Item 8.01 filing itself is specifically about the new repurchase authorization. Share repurchases are a form of capital return to shareholders and fall under dividend_distribution in the taxonomy. However, the confidence is moderate because the Item emphasizes discretionary authorization rather than a binding commitment, and the earnings release (EX-99.1) is the more prominent disclosure—which could alternatively be classified as earnings_release. The repurchase program is material to investors as it signals management's capital allocation priorities and confidence in valuation.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-23T10:33:24.179067+00:00","company_name":"","ticker":null,"filing_date":""}]}],"classifications":[{"id":42113,"accession_number":"0000798941-26-000041","item_number":"2.02","item_title":"Results of Operations and Financial Condition.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.98,"reasoning":"First Citizens BancShares disclosed its third quarter 2026 earnings results on October 23, 2026, reporting net income of $606 million and earnings per share of $51.23. The press release and financial supplement are attached as exhibits and incorporated into Item 2.02, which is the standard Item for earnings releases. The disclosure includes comprehensive financial highlights, balance sheet summary, and credit quality metrics typical of a quarterly earnings announcement.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-23T10:33:24.179067+00:00","company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCN","filing_date":"2026-10-23"},{"id":42114,"accession_number":"0000798941-26-000041","item_number":"7.01","item_title":"Regulation FD Disclosure.","event_type":"earnings_release","event_domain":"financial","is_material":true,"confidence":0.95,"reasoning":"The filing discloses third quarter 2026 earnings results for First Citizens BancShares, including net income of $606 million, adjusted net income of $652 million, and earnings per share of $51.23. The news release reports comprehensive financial highlights covering net interest income, noninterest income and expense, balance sheet metrics, credit quality, and capital ratios. This is a standard quarterly earnings disclosure material to investors assessing the company's financial performance.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-23T10:33:24.179067+00:00","company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCN","filing_date":"2026-10-23"},{"id":42115,"accession_number":"0000798941-26-000041","item_number":"8.01","item_title":"Other Events.","event_type":"dividend_distribution","event_domain":"financial","is_material":true,"confidence":0.65,"reasoning":"The Item 8.01 disclosure centers on the Board's authorization of a $1.2 billion share repurchase program (the \"2027 SRP\") for Class A common stock in 2027. While the news release also reports Q3 2026 earnings and mentions a $600 million repurchase in the current quarter, the Item 8.01 filing itself is specifically about the new repurchase authorization. Share repurchases are a form of capital return to shareholders and fall under dividend_distribution in the taxonomy. However, the confidence is moderate because the Item emphasizes discretionary authorization rather than a binding commitment, and the earnings release (EX-99.1) is the more prominent disclosure—which could alternatively be classified as earnings_release. The repurchase program is material to investors as it signals management's capital allocation priorities and confidence in valuation.","classifier_version":"claude-haiku-4-5-20251001+prompt-a85dd512","taxonomy_version":"v1.3","classified_at":"2026-10-23T10:33:24.179067+00:00","company_name":"FIRST CITIZENS BANCSHARES INC /DE/","ticker":"FCNCN","filing_date":"2026-10-23"}]}