Filings Radar

SEC 8-K and 6-K filings classified by Claude with reasoning, plus Form 4 insider transactions. Ingested from EDGAR’s filing stream in near-real time, reconciled overnight.

Mastercard Inc (MA)

CIK 0001141391 4 material events

Insider activity (SEC Form 4)

Open-market buys and sells only — the deliberate trades. Zero here doesn’t mean no filings: grants, option exercises and tax withholding (below) are compensation, not market trades.

Open-market · last 30 days: 0 buyers bought $0 2 sellers sold $8.0M
Open-market · last 90 days: 0 buyers bought $0 6 sellers sold $62.1M
InsiderRoleDateTransactionSharesValue
SACHIN J. MEHRA Chief Business Officer 2026-09-02 Open-market sell 10b5-1 3266 $1.9M
Kirkpatrick Linda Pistecchia Chief Services Officer 2026-08-31 Open-market sell 10b5-1 923 $548K
SACHIN J. MEHRA Chief Business Officer 2026-08-20 Open-market sell 10b5-1 1000 $572K
SACHIN J. MEHRA Chief Business Officer 2026-08-19 Option exercise 10b5-1 7444 $2.6M
SACHIN J. MEHRA Chief Business Officer 2026-08-19 Open-market sell 10b5-1 120 $69K
SACHIN J. MEHRA Chief Business Officer 2026-08-19 Open-market sell 10b5-1 966 $554K
SACHIN J. MEHRA Chief Business Officer 2026-08-19 Open-market sell 10b5-1 1150 $661K
SACHIN J. MEHRA Chief Business Officer 2026-08-19 Open-market sell 10b5-1 1168 $672K
SACHIN J. MEHRA Chief Business Officer 2026-08-19 Open-market sell 10b5-1 1280 $738K
SACHIN J. MEHRA Chief Business Officer 2026-08-19 Open-market sell 10b5-1 628 $363K
SACHIN J. MEHRA Chief Business Officer 2026-08-19 Open-market sell 10b5-1 400 $232K
SACHIN J. MEHRA Chief Business Officer 2026-08-19 Open-market sell 10b5-1 732 $425K
SACHIN J. MEHRA Chief Business Officer 2026-08-19 Open-market sell 10b5-1 840 $489K
SACHIN J. MEHRA Chief Business Officer 2026-08-19 Open-market sell 10b5-1 160 $93K
Kirkpatrick Linda Pistecchia Chief Services Officer 2026-08-17 Open-market sell 10b5-1 1191 $673K
Miebach Michael President & CEO, Director 2026-08-05 Open-market sell 10b5-1 15372 $8.8M
SACHIN J. MEHRA Chief Business Officer 2026-08-05 Open-market sell 10b5-1 240 $137K
SACHIN J. MEHRA Chief Business Officer 2026-08-05 Open-market sell 10b5-1 880 $502K
SACHIN J. MEHRA Chief Business Officer 2026-08-05 Open-market sell 10b5-1 880 $503K
SACHIN J. MEHRA Chief Business Officer 2026-08-05 Open-market sell 10b5-1 280 $160K
Most recent 20 reported transactions. Open-market buys (P) and sells (S) are the deliberate ones; grants and option exercises are compensation. Not investment advice.

Risk Radar (year-over-year Risk Factors)

← All Risk Radar

Fiscal period ending 2025-12-31 versus 2024-12-31view filing on EDGAR →

Regulatory pressure is broadening on two fronts — Brazil's new PSO merchant-settlement rules add direct operational and financial exposure, while newly disclosed issuer interest rate caps signal emerging pricing-model risk. A new competitive threat from data-rights withholding by participants further pressures Mastercard's value-added solutions business, outweighing the governance improvement from the Mastercard Foundation's reduced blocking stake.

2 company-specific · 1 eased/removed · 1 common-mode

Company-specific changes

Revised

Brazil enacted new regulation requiring PSOs to extend responsibility for merchant settlement integrity, increasing regulatory burden and operational complexity with potential financial impact.

Settlement and Third-Party Obligations Our role as guarantor, as well as other contractual obligations and discretionary actions, expose us to risk of loss or illiquidity. We are a guarantor of…

Revised

New disclosure: participants may withhold data rights to support their own solutions, directly impairing Mastercard's ability to power its solutions and compete.

Disintermediation from stakeholders both within and outside of the payments value chain could harm our business. As the payments industry continues to develop and change, we face disintermediation…

Eased / removed

Revised

Mastercard Foundation's voting stake decreased from 9.4% to >5%, materially reducing its blocking power over corporate actions and acquisitions.

Mastercard Foundation’s substantial stock ownership, and restrictions on its sales, may impact corporate actions or acquisition proposals favorable to, or favored by, the other public stockholders.…

Also disclosed — common-mode (AI regulatory compliance)
AI regulatory compliance Revised

New disclosure of issuer interest rate caps as regulatory risk. Specific example of emerging regulation affecting business model and pricing.

Issuer and Acquirer Practices Legislation and Regulation. Certain regulations or legislation that do or could impact our issuers and acquirers (such as caps on issuer interest rates) may impact…

Material year-over-year changes to this company's Risk Factors (Item 1A), found by comparing each annual report to the prior year, judged for materiality, and classified as company-specific or common-mode against the cross-company catalog. Common-mode changes are the macro themes many companies disclose in common; they are collapsed above. A filing marked unchanged had no material change from the prior year; its summary describes the company's standing risks, which remain in force. Fiscal periods are the reporting period ends. Not investment advice.

Earnings release

8-K filed 2026-07-30 confidence 99% Item 2.02

Mastercard issued an earnings release on July 30, 2026 announcing second quarter 2026 financial results, including net revenue of $9.3 billion (14% increase), net income of $4.4 billion, and diluted EPS of $4.97. The release is attached as Exhibit 99.1 and contains consolidated financial statements and detailed quarterly and year-to-date results, which is the standard format for earnings disclosures under Item 2.02.

View raw filing on EDGAR →

Shareholder vote

8-K filed 2026-06-17 confidence 98% Item 5.07

This Item 5.07 disclosure reports the results of Mastercard's June 16, 2026 annual meeting of stockholders, including votes on director elections (11 nominees), advisory approval of executive compensation, ratification of PricewaterhouseCoopers LLP as auditor, and two shareholder proposals. The detailed vote tallies (For, Against, Abstain, Broker Non-Votes) for each matter are the core content, making this a textbook shareholder_vote_results event that is material to investors assessing board composition and governance outcomes.

View raw filing on EDGAR →

Other material

8-K filed 2026-06-08 confidence 75% Item 8.01

Mastercard completed a $5 billion debt offering across five tranches of notes with varying maturities and rates (2028–2036). While this is a material financing event affecting the company's capital structure and liquidity, it does not fit neatly into the standard 8-K taxonomy. The disclosure is routine debt issuance under an existing S-3 registration statement, not a covenant breach, going-concern issue, or other acute financial stress signal. Classified as other_material because the magnitude and nature of the transaction would affect a reasonable investor's assessment of the company's financial position, but the event itself is a standard capital markets transaction rather than a discrete material event type.

View raw filing on EDGAR →

Exec appointment

8-K filed 2026-06-02 confidence 92% Item 5.02

The filing discloses multiple executive appointments effective August 3, 2026: Ling Hai appointed as Chief Financial Officer (with detailed compensation including $850,000 base salary and $1,500,000 LTI award), Linda Kirkpatrick appointed as Chief Services Officer, and Craig Vosburg transitioning to Vice Chair. While the section also mentions Sachin Mehra's transition to Chief Business Officer and Timothy Murphy's retirement, the principal disclosed actions center on new appointments to key officer roles, particularly the CFO succession. These are material changes to the Company's executive leadership structure.

View raw filing on EDGAR →