SEC 8-K and 6-K filings classified by Claude with reasoning, plus Form 4 insider transactions. Ingested from EDGAR’s filing stream in near-real time, reconciled overnight.
Open-market buys and sells only — the deliberate trades. Zero here doesn’t mean no filings: grants, option exercises and tax withholding (below) are compensation, not market trades.
| Insider | Role | Date | Transaction | Shares | Value |
|---|---|---|---|---|---|
| Ramani Mohit | Chief Risk Officer | 2026-07-22 | Open-market sell | 25000 | $568K |
| BANK OF NOVA SCOTIA | Director, 10% Owner | 2026-07-07 | D | 176803 | $4.1M |
| CUTLER ALEXANDER M | Director | 2026-07-01 | Option exercise | 26893 | — |
| Snyder Barbara R | Director | 2026-07-01 | Option exercise | 1526 | — |
| Snyder Barbara R | Director | 2026-07-01 | Option exercise | 20168 | — |
| VASOS TODD J | Director | 2026-07-01 | Option exercise | 27385 | — |
| BANK OF NOVA SCOTIA | Director, 10% Owner | 2026-06-30 | D | 238461 | $5.5M |
| BANK OF NOVA SCOTIA | Director, 10% Owner | 2026-06-23 | D | 205976 | $4.7M |
| BANK OF NOVA SCOTIA | Director, 10% Owner | 2026-06-16 | D | 277182 | $6.1M |
| BANK OF NOVA SCOTIA | Director, 10% Owner | 2026-06-09 | D | 355338 | $7.5M |
| Gile Elizabeth R. | Director | 2026-06-03 | Open-market sell | 23946 | $500K |
| BANK OF NOVA SCOTIA | Director, 10% Owner | 2026-05-27 | D | 162692 | $3.5M |
| BANK OF NOVA SCOTIA | Director, 10% Owner | 2026-05-19 | D | 220354 | $4.7M |
| BANK OF NOVA SCOTIA | Director, 10% Owner | 2026-05-12 | D | 235628 | $5.1M |
| Dallas H James | Director | 2026-05-11 | Option exercise | 18118 | — |
| Dallas H James | Director | 2026-05-11 | D | 9059 | $194K |
| Hayes Robin | Director | 2026-05-11 | Option exercise | 18118 | — |
| Hayes Robin | Director | 2026-05-11 | D | 9059 | $194K |
| Highsmith Carlton L | Director | 2026-05-11 | Option exercise | 18118 | — |
| Highsmith Carlton L | Director | 2026-05-11 | D | 9059 | $194K |
Fiscal period ending 2025-12-31 versus 2024-12-31 — view filing on EDGAR →
Liquidity and technology risks have materially escalated across multiple fronts, with new disclosures on deposit competition from stablecoins and non-banks, AI model risk, and cryptocurrency disruption collectively broadening the threat profile for this bank. Funding cost pressures are compounded by credit rating agency capital constraints and a commercial loan concentration that has ticked up to 72%. No meaningful easing offsets these additions, leaving the overall risk picture substantively worse across two to three core themes.
3 company-specific · 4 common-mode
Added credit rating agency capital/liquidity requirements as binding constraint potentially exceeding regulatory requirements and reducing profitability. Also clarified liquidity mix shift toward lower-yielding securities reduces profitability.
Capital and liquidity requirements imposed by banking regulators and the credit rating agencies may require banks and BHCs to maintain more and higher quality capital and more and higher quality…
Concentration in higher-risk commercial loans increased from 69% to 72%, escalating credit risk exposure and potential loss severity.
I. Credit Risk We have concentrated credit exposure in commercial and industrial loans, commercial real estate loans, and commercial leases. As of December 31, 2025, approximately 72% of our loan…
Fed rate cuts now attributed to weakening labor market, not recession prevention. FHLB haircut risk newly disclosed. Special assessment timing shifted to 2023-2024 from 2024 only.
Federal agencies’ actions to ensure stability of the U.S. economy and financial system may have costly or disruptive effects on us. The federal government’s actions can impact financial markets.…
New disclosure of deposit competition from non-banks and stablecoins, deposit outflow risk, and funding cost pressures directly threaten liquidity and net interest margin—material for a bank.
A loss of customer deposits or an adverse change in deposit mix could increase our funding costs and/or impair our liquidity. We rely on customer deposits as a low-cost and stable source of funding.…
New disclosure of material AI risks: model flaws, regulatory uncertainty, competitive disadvantage, operational and compliance failures, reputational harm. Substantive emerging risk for financial institution.
Our development and use of AI, including through third parties, exposes us to inherent risks that may adversely impact KeyCorp. We use, and will increasingly use AI, including through third party…
New deposit risk disclosure added: "loss of customer deposits or adverse change in deposit mix could increase funding costs/impair liquidity." Material for bank.
ITEM 1A. RISK FACTORS Summary of Risk Factors The following is a summary of some of the material risks and uncertainties that could have an adverse effect on our business. • Credit Risk ◦ We have…
New disclosure of cryptocurrency and distributed ledger disruption risk to core banking products and deposits—a substantive escalation of technology threat beyond prior disintermediation language.
Maintaining or increasing our market share depends upon our ability to adapt our products and services to evolving industry standards and consumer preferences, while maintaining competitive products…
KeyCorp announced the redemption of all 525,000 depositary shares of Series D Preferred Stock for $525 million in cash on September 15, 2026. While technically a redemption rather than a traditional dividend, this represents a material return of capital to preferred shareholders—a distribution event that affects the company's capital structure and cash position. The $525 million aggregate liquidation preference makes this material to investors assessing the registrant's capital allocation and financial position.
View raw filing on EDGAR →KeyCorp issued a press release on July 21, 2026 announcing its financial results for the second quarter and six-month periods ended June 30, 2026, disclosing net income of $472 million ($0.44 per diluted share), revenue of $1.96 billion (up 7% year-over-year), and key metrics including net interest margin of 2.89% and Common Equity Tier 1 ratio of 11.2%. This is a standard quarterly earnings release with detailed financial statements and performance metrics, clearly falling under Item 2.02 disclosure of results of operations and financial condition.
View raw filing on EDGAR →KeyCorp is recasting segment financial information in its 2025 Form 10-K to reflect a change in segment reporting implemented in Q1 2026, specifically the reallocation of centrally managed interest rate risk from Consumer Bank and Commercial Bank segments to the Other segment. While the company explicitly states this is "not an amendment or restatement" and there is "no impact on the Company's consolidated financial statements," the recast affects how segment results are presented and disclosed, which is material to investors evaluating business unit performance. The filing is required under SEC rules when a registrant makes accounting changes and subsequently files new registration or proxy statements incorporating prior period financials.
View raw filing on EDGAR →